Account and Cash Operations - Bank BTB

Internet Banking

Account and Cash Operations

ACCOUNT OPENING
Legal entity (ID)	Free of charge
Entrepreneur (ID)	Free of charge
Opening and activating accounts	Free of charge
Salary accounts opening	Free of charge
Current with no circulation for a period of more than 1 year annual service fee for keeping accounts (every year for) Note: The customer's current account balance is calculated the balance in the account if less than the service charge amount is removed as a service fee, no overdraft is created and the account is closed	20 AZN

ACCOUNT DOCUMENTS
Account statement (till 3 months)	5 AZN
Account statement (more than 3 months)	10 AZN
Letter	10 AZN
Audit Confirmation	20 AZN
Checkbook issuing	Free of charge

CASH OPERATIONS
	National currency	Foreign currency
Cash withdrawals (received on non-cash funds)	min.0,5% (min1)	min.0,8% (min1)
	Note 1: Commission will be applied to deposits - saved in non-cash or increased in non-cash afterward - in case of early withdrawal in cash. Commission will be in amount of 1% of deposit saved in non-cash or increased in non-cash afterwards Note 2: An amount deposited to account via payment terminals (MilliÖn, eManat, ExpressPay, Easypay) is considered as cash. Note 3: An amount deposited via online cash account from other service points is considered as cash. Note 4.No commission is charged for withdrawing cash from the notary's deposit account.
Cash withdrawals (received on cash funds)	0.1% (min. 1)
Cash collection (within Baku)	Negotiable
Payment terminals (Pasha Pay - Milli Front, E - Manat, M Pay, Katech LLC - Keshpay) into the account fee: Note: Located in AR territory and accepting payments, payment terminals, kiosk, personal computer (PC), POS terminal, PC cashier, e-wallet, mobile app, e-voucher, mobile banking, etc.	1.20 %
To the account through the payment terminal (Express Pay) entrance fee: Note: Located in AR territory and accepting payments, payment terminals, kiosk, personal computer (PC), POS terminal, PC cashier, e-wallet, mobile app, evoucher, mobile banking, etc.	0.60 %
Payment terminals (Pasha Pay - Milli Front, E - Manat, through M Pay, Katech LLC – Keshpay, Express Pay) Loan payment: Note: Located in AR territory and accepting payments, payment terminals, kiosk, personal computer (PC), POS terminal, PC cashier, e-wallet, mobile app, evoucher, mobile banking, etc.	1.2 %
Payment terminals ( Express Pay) Loan payment: Note: Located in AR territory and accepting payments, payment terminals, kiosk, personal computer (PC), POS terminal, PC cashier, e-wallet, mobile app, evoucher, mobile banking, etc.	0.6%

NON-CASH OPERATIONS AND TRANSFERS
	National currency	Foreign currency
Internal transfers (Acct. to Acct.)	Free of charge Note 1: Salary payments: 0,6%
Local AZN transfers	min. 0,15% (min. 2 AZN - max. 250 AZN)	-
External transfers in USD/EUR/GBP	-	0,30% (min. 30 USD/EUR/GBP) 80 USD for foreign transfers
External transfers in RUB	-	0.30% (minimal and maximum amount of transfers is negotiable)
Amendment / Cancellation / Change	20 AZN	100 USD/EUR/GBP
Payment investigation	20 AZN	100 USD/EUR/GBP Note: If the investigation lasts more than 1 month, 50 USD/EUR/GBP per month
Non-cash foreign exchange commission	0.3% (min. 3)
*Note: Commission while transferring cash to account with the aim of transfer in foreign currency	On a agreement with Treasury department
SMS notification service for current accounts not linked to payment cards	5 AZN monthly
Email notification service for current accounts not linked to payment cards	Free of charge

For Bussines

Plastic Cards

Loans

Deposits

«Term» deposit

Account operations

Distant Servises

For Life

Plastic Cards

Loans

Deposits

Money Transfers

Other