Credit Card - Bank BTB
Internet Banking Credit Calculator
Criteria Terms
  • Loan for public sector employees
  • Loan for private sector employees
  • Pensioners (this loan is applicable only pensioner who retired due to age and employment period)
Age limit 20 – 70 (at the end of the loan term)
Current work experience Min. 6 months
Amount of loan Min. 300 AZN - Max. 10 000 AZN 
Currency of loan AZN
Period  12, 24 months
Type of Card Based on available rates at customer's request (excluding Visa Electron / Maestro)
Annual interest rate (nominal)

 AZN: min 20%



​Clearance Commissions:

  • 12 months loans 1% (min. 10 AZN ekv)
  • 24 months loans 2% (min. 15 AZN ekv)
  • 36 months loans 3% (min. 20 AZN ekv)

Withdraw commission : complies to the actual card tariffs

  • MKR service:  1 AZN per request
  • E-reference service: 2 AZN per request
Payment Annuity
Required documents
  • Identification card;  
  • Reference from work, reference pension
Guarantee If the amount is more than 3000 AZN, guarantor is required.
Required documents for guarantor

Required documents for guarantor is the same with the required documents from borrower


Kredit kalkulyatoru



  • Additional documents can be required in special occasions by loan officer in order to analyse borrower precisely.