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General Information
- Correspondent accounts
- Bank`s requisites
- Organizational Structure
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Corporate Management
- Achievments
- Responsible Lending
- Responsible Lending Policy at Bank BTB OJSC
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- Criteria for selection of external audit company
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For life
Plastic CardsFor Bussines
Plastic Cards
Nümunə: Plastik Kartlar
Credit Calculator
Deposits
Internet Banking
Credit Calculator
| Criterias | Terms |
|---|---|
| Age limit | 20 – 70 (at the end of the loan term) |
| Amount of loan | Up to 1 000 000 AZN equ. |
| Period | 36 months |
| Annual interest rate (nominal) | Min. 17% AZN (7% USD) |
| Commissions | Min. 1% |
| Real annual interest rate (IRR) |
AZN: Min. 16,36%
|
| Payment method | Annuity |
| Required documents | Identification card |
| Guarantee | Real Estate |
Extra advantages:
- Mortgage insurance is not essential
- Evaluation of the mortgage by the external company is not essential
- As half of the approved loan amount secured by the same mortgage it is possible to get credit line within below terms:
| “SME Credit line” terms | |
|---|---|
| Type of card | VISA Classic, VISA Gold or VISA Platinum |
| Currency | AZN / USD |
| Amount of loan | Up to 1 000 000 AZN equ |
| Period | 12, 24 o 36 months |
| “Grace period” | 30 days “Grace period” is possible |
| Commissions | Min. 1 % |
| Payment method | 1. In the active period of the card: interests must be fully paid each month; 2. In the deactive period of the card: Annuity |